As you may have heard, Equifax’s breach affected 143 Million Americans. That’s a huge number of people which means the chances that either you or somone you know being affected are pretty high. If you were one of the millions affected by the breach, then you have to figure out what to do next. Financial experts have put together a pretty good step by step for those affected. Below are a few of their suggestions:
1. Check to see if you have been affected. There is a tool that tells if you were affected, to access it go to: https://www.equifaxsecurity2017.com/potential-impact/
Equifax is offering a free year of Trusted ID. The service includes credit monitoring of Equifax, Experian, and Transunion.
2. Check your credit
Check your credit report for anything out of the ordinary.
3. Freeze your credit
If you freeze your credit, then anyone who wants to use your credit to open an account needs a special PIN
4. Set up fraud alerts
If you set up a fraud alert, then a company will have to verify your identity before they can open an account in your name.
5. Keep an eye on your taxes
Sometimes people will use personal info to file false tax returns to get refunds. That means if you file your taxes after them, you might get a message from the IRS saying your taxes have already been filed. If you can file early this next year.
For more information please refer to Equifax’s website at : https://www.equifaxsecurity2017.com/
The Federal Trade Commission (FTC) has released an alert on scams related to the Equifax data breach. FTC warns consumers to be wary of calls or emails purporting to be from Equifax agents. Legitimate Equifax representatives will not contact consumers to ask for verification of their information.